• Offers asset protection for personal property and secondary income sources. • Can protect your organization from devastating unforeseen financial losses. • Can cover your business against major claims and lawsuits. • Can cover extra equipment, real estate, and other valuable business replacement or repair coverage. • State Disability Insurance provides temporary cash benefits to an eligible wage earner disabled by illness or injury that occurs outside of work. • Provides temporary cash benefits to eligible wage earners if the earner becomes disabled due to pregnancy.
• Obtain resources that can help you make sense of the changing workers’ compensation landscape. • Gain access to ADP’s Pay-by-Pay® premium payment solution for workers’ compensation and spread your premium payments across your payroll lifecycle. • Note that workers’ compensation laws and requirements vary state to state. This material covers ADP’s Pay-by-Pay, a payroll enhancement feature of ADP’s payroll processing service. Clients must be using ADP’s tax filing service to take advantage of the Pay-by-Pay Premium Payment Program. Available to ADP payroll clients using RUN Powered by ADP® or ADP’s Workforce Now® and ADP’s Pay-by-Pay Premium Payment Program for Workers’ Compensation.
• Disability benefits include cash payments only – employers and insurance carriers are not responsible for medical care. • Leveraging the knowledge and experience of ADPIA can help you in your efforts to be compliant. • Covers liability risks that come from owning or operating vehicles for your business. • Includes coverage for your business if it owns, leases or rents vehicles. • Covers employees who drive company-owned, leased or rented vehicles.
• Coverage can be tailored to your particular business needs. • Dedicated, licensed representatives available to help answer your questions. • Create, update, renew and retrieve certificates of insurance directly from your ADP payroll dashboard. • Resources and communications to help you stay connected and informed.
• Pay-by-Pay uses real-time ADP payroll data and carrier rates to calculate your workers’ compensation premiums and send them directly to your carrier. • Payments are spread over your company’s payroll cycles, so you know what to expect and when. • Pay-by-Pay reporting and documentation may help ease the audit process.
• Can cover claims of false or misleading advertising, including libel, slander, and copyright infringement. • Helps protect against general liability, fire, theft and lawsuits. • BOP bundles property automatic data processing insurance agency and general liability coverage into a single policy. • BOP enables you to purchase a broad range of coverage at a cost that is typically lower than if you purchased each form of coverage separately.
“Serving 100,000 businesses is an exciting milestone for ADPIA,” said Sal Hazday, senior vice president and general manager of insurance services. “It is a privilege to help so many of our clients make strategic insurance coverage choices that help them reduce risk, provide cash flow and administrative relief, and be an employer of choice.” • Provides additional financial coverage for liability claims beyond the limits of business, auto, general liability or employers’ liability insurance policies. • Offers extra coverage against bodily injury and/or property damage.
• Includes coverage for employees who drive their own vehicles while conducting business. • Covers employees who drive company cars for both business and personal use. The information contained herein represents the products and services of only one of the business groups of https://adprun.net/, Inc. (ADPIA) ADPIA services mid and large sized clients with other insurance products and services through its other business groups.
• Helps protect against third-party claims for property damage or bodily injury due to operations on your premises or products liability. • Can cover the cost of your legal defense and any settlement or award should you be successfully sued. • Can protect against your liability as a tenant if you cause damage to a property that you rent.
“There is a new economy in business these days. Everyone has to be more productive, more efficient and wear more hats than five years ago,” said ADPIA client Joseph Zingale, general manager of Berghoff Design Group. “We’re constantly looking for new and better ways to do things. That’s why we chose ADPIA to help us meet our workers’ compensation needs.”
ADPIA offers comprehensive business insurance options and guidance from licensed agents to simplify and address the coverage needs of small and midsized businesses. With a team of licensed insurance agency professionals across the United States, ADPIA helps clients choose the right business insurance coverage, and manage compliance with state and federal regulations. An ADPIA licensed agent carefully evaluates business requirements and then suggests appropriate and affordable plan options from ADPIA’s carrier partners. Automatic Data Processing Insurance Agency, Inc. (ADPIA), an affiliate of ADP, Inc., connects over 100,000 small and mid-sized businesses to group health and benefits and select property and casualty insurance solutions through a diverse group of carrier relationships. • Workers’ compensation insurance helps cover the cost of medical care and compensation for lost income to employees who suffer an occupational disease or injury while at work. • Find the coverage to protect you and your employees with the help of licensed ADPIA agents.
